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Last Updated: 8 October 2020
Chase Ultimate Rewards points are perhaps the most valuable points out there. If you’re just getting started with miles and points, Ultimate Rewards provide a great, easy-to-understand foundation to earning and redeeming points for amazing flights and hotels.
I have received several ‘credit card application success’ messages over the last few weeks and I’m super excited for you.
The next step in this equation is understanding WHO you can transfer your points to and HOW to do it. After reading this you’ll be ready to book your bucket list getaway!
Earning Ultimate Rewards
Chase has several personal and business credit cards that allow you to earn Ultimate Rewards points. Let’s take a look…
Chase Personal Cards:
| Chase Sapphire Preferred Card – This is my favorite beginners travel rewards card which has a welcome bonus of 60,000 points (highest ever) after you spend $4,000 on purchases in the first 3 months from account opening. |
| Chase Sapphire Reserve – The current welcome bonus is 50,000 points after you spend $4,000 on purchases in the first 3 months from account opening. You’ll also get a $300 travel credit per year which wipes away a big chunk of the $450 annual fee. |
| Chase Freedom Unlimited – This simple, no annual fee card will earn you a $150 welcome bonus after you spend $500 in your first 3 months. You will earn an easy 1.5% back on all purchases. Caveat: You won’t get any travel benefits or the ability to earn bonus points with this card. |
Chase Business Cards:
| Ink Business Preferred Credit Card – This card has a whopping 80,000 point welcome bonus after you spend $5,000 on purchases in the first 3 months after account opening. This is my #1 recommendation for a business card. The benefits are phenomenal! |
| Ink Business Cash Credit Card – You will earn a $500 cash back welcome bonus on this card after you spend $3,000 on purchases in the first 3 months after account opening. This is one of the best no annual fee business cards on the market as you are able to earn up to 5% cash back on a variety of business expenses such as office supply stores, internet, cable, and phone services. |
With Chase, you’ll need to have either a Chase Sapphire Preferred Card (CSP), Chase Sapphire Reserve (CSR), or an Ink Business Preferred Card in order to transfer your points to the travel partners listed in the next section.
It’s worth noting that CSP, CSR, and Ink Biz Preferred have annual fees. However, if you have another card that earns Ultimate Rewards points – like the no annual fee Chase Freedom or Chase Freedom Unlimited – you can pool your points. In other words, you can transfer your points from the Chase Freedom to, say, the Chase Sapphire Preferred and then transfer the points to the partners (more on this below).
Chase Transfer Partners
The Chase Ultimate Rewards program currently has 10 airline transfer partners.
Chase Airline Transfer Partners
| Chase Airline Transfer Partner | Minimum Points Transfer | Transfer Ratio (Chase to Airline) | Transfer Time |
| Aer Lingus AerClub | 1,000 | 1:1 | Instant |
| British Airways Executive Club | 1,000 | 1:1 | Instant |
| Flying Blue (AIR FRANCE / KLM) | 1,000 | 1:1 | Instant |
| Emirates Skywards | 1,000 | 1:1 | Instant |
| Iberia Plus | 1,000 | 1:1 | Instant |
| JetBlue | 1,000 | 1:1 | Instant |
| Singapore Airlines KrisFlyer | 1,000 | 1:1 | 1-2 days |
| Southwest Airlines Rapid Rewards | 1,000 | 1:1 | Instant |
| United Airlines MileagePlus | 1,000 | 1:1 | Instant |
| Virgin Atlantic Flying Club | 1,000 | 1:1 | Instant |
Ultimate Rewards can also be transferred to 3 hotel rewards programs.
Chase Hotel Transfer Partners
| Chase Hotel Transfer Partner | Minimum Points Transfer | Transfer Ratio (Chase to Hotel) | Transfer Time |
| World of Hyatt | 1,000 | 1:1 | Instant |
| IHG Rewards Club | 1,000 | 1:1 | 1-2 days |
| Marriott Rewards | 1,000 | 1:1 | 1-2 days |
STEP-BY-STEP: TRANSFER POINTS TO PARTNERS
So, now that we know how to earn points (i.e. credit cards), and we know where we can transfer them to (i.e. travel partners), it’s time to transfer those points.
Step 1: Login to your Chase account and search for a box that contains your current points balance. It should look similar to the box below (and hopefully the balance is similar to the one I’ve given myself). 😉

Step 2: Click on the box and you will be taken to the list of Ultimate Rewards earning cards that you have with Chase (photo below). Select the appropriate card that allows you to transfer to partners. Again, if you want to transfer points, you will need to select an Ultimate Rewards card with an annual fee.
Pro Tip: You can pool your Ultimate Rewards points under one card. For example, in the photo above, I could move all of my points from the blue card and grey card to the black card (Chase Ink Preferred) and redeem them for travel.

Step 3: On the next screen select “Transfer to Travel Partners.”

Step 4: Select a travel partnering transfer points. If it is your first time visiting this page, you will have to link your frequent flyer accounts with Chase. If you do not have a frequent flyer / membership number to the 13 programs, I recommend you sign up today. It’s free and you’ll thank me later.

Step 5: Sign into the airline (or hotel program) where you transferred your points and book your award flight or award stay.
Step 6: Send 1tattedpassport a photo of all the bucket list destinations you’ve been able to check off.
FINAL STAMP
Chase Ultimate Rewards points are perhaps the most valuable points out there and should be a staple in your points-earning strategy. If you are just getting started with miles and points, I recommend earning Ultimate Rewards first.
With a whopping 80,000 point welcome bonus on cards like the Ink Business Preferred Credit Card after meeting the minimum spend, you could be on your way to Ireland on Aer Lingus, Hawaii with Singapore Airlines miles, or at an all-inclusive Hyatt hotel in Mexico — and that’s just scratching the surface.
With Ultimate Rewards, you’ll have lots of ways to earn and redeem your points. Before you know it, you’ll be taking a trip of a lifetime…and then doing it again!
Do you have any questions about Ultimate Rewards?
Don’t forget to check out the other partner guides:
GUIDE: Marriott Bonvoy Guide Rewards Partners
GUIDE: American Express Membership Rewards Partners